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In addition to monthly premiums, people with health insurance may also be financially responsible for additional fees, such as coinsurance, copayments, and deductibles.

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It's just like having cash in your wallet, but it's also used like a credit card, so it needs to be kept safe. Debit cards link to bank accounts. Copay is a money term you need to understand. Here's what you need to know. In addition to monthly premiums, people with health insurance may also be financially responsible for additional fees, such as coinsurance, copayments, and deductibles.

© 2021 clark howard inc.

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Most types of insurance, including auto and homeowner's insuranc. Coinsurance and copays are both forms of cost sharing between health insurance companies and their members (the people they cover). In addition to monthly premiums, people with health insurance may also be financially responsible for additional fees, such as coinsurance, copayments, and deductibles. Insurance fees the cost of health insuran. Consumers should understand the differences between them so they can compare costs.

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